Businesses seeking cash for working capital — look no further. There is unique solution for clients who need a quick infusion of money now, The Business Cash Advance Today program.

The reality of the economic climate facing business owners today is that traditional lenders are
toughening the requirements needed to obtain working capital. 92% of all small business owners can not get money from banks. Reasons include length of time in business, lack of collateral, and the owner's poor credit just to name a few.

According to the latest statistics from Equifax, there are more than 18 million small businesses in the US. A high percentage of those small business owners are digging into personal savings, taking out home equity loans, borrowing from family and friends and running up credit card bills as forms of financing. All of these options require the business to take on additional debt.

Let's explore a unique solution for business owners who need a quick infusion of capital. One of the least known merchant financing strategies for successful businesses is potentially the single best working capital management strategy for obtaining needed capital. The use of a merchant cash advance program or credit card receivables funding.

For any business that accepts credit cards as a method of payment, a merchant cash advance is a critical business financing tool that is often overlooked. Capital advances are based solely on the predictability of a company's future credit card sales. A merchant cash advance allows a business owner to get a large sum of cash now, without incurring any additional debt. The reason is simple; you are not receiving a loan. You are "selling an asset at a small discount", your future credit card sales.

Some of the key advantages of a merchant cash advance program over other forms of financing are: no long application process, 24 hour approvals, cash in 7-10 working days, no application fees, no tax returns needed, no business plan needed, no closing costs, no fixed payment terms, no fixed time, no hassles. Typically a merchant can obtain between $5,000 and $300,000 per location. The amount depends solely on your monthly VISA/MC sales volume.

You can you use the money for, buying out a partner, expansion, advertising campaign, hiring personnel, payroll, emergencies, almost anything related to your business. Collection of the purchased credit card sales occurs automatically through the credit card processor, which sends the funding company a small fixed, predetermined percentage from each credit card sale.

The seamless integration of processing and ease of obtaining working capital is a natural fit and an obvious benefit to businesses that can not acquire traditional funding.

Business Cash Advance Today works with both established and expanding businesses to provide working capital to businesses in the small-to-medium sized range that prefer a funding option that aligns with their cash flow.

As you can see, this cash advance program, or credit card factoring advance, can
potentially be the single best working capital management strategy for obtaining needed cash. This is a vital business financing tool that should not be overlooked.

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